Feeling
low cause you're out of dough?
You and your honey need some more money?
It's not that tough to have enough.
You have to plan, and we know you can!
As you wander your way through life, you will come to
realize that life is a series of choices. You will be required to
make millions of choices in your lifetime. As you make these
choices, you should gather as much information as possible, to assist you
in making the best decision. Some decisions require a fair amount of
research. These decisions can cause friction and stress, especially
if you have a spouse. We have been using the KISS method - Keep It
Simple Stupid - as much as possible, and it seems to work quite well.
In this website we try to help you deal with the
financial decisions you are going to have to make.
You can eliminate some major decisions by setting long
term goals regarding your financial future. It's not as difficult as it sounds, because
you don't have to plan your whole financial life at once. At the
start, you have to set out your major goals. Knowing these goals
will help you make the smaller decisions along the way. With some
good planning, and good luck, you should be able to eliminate the majority
of your financial decisions. The fewer the decisions you have to
make, the happier you will be.
Not all your goals will be set in stone, and your
priorities may change over the years. However, having
goals and re-examining them occasionally is a basic part of
the plan towards financial freedom. Your goals should
include:
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If you have or plan to have children, ensure that the mortgage on your home will be
paid off before your children enter university.
This will free up funds for their education. |
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Be better organized. |
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Make life simpler. |
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Have an emergency fund of $10,000 in your
tax-deferred retirement account. |
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Save for a vehicle. |
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Pay for your own education. |
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Pay for your children's education. |
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Save money to travel around the world. |
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Quit your job. |
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Take a sabbatical from your job. |
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Take a lower-paying job that you like better. |
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Start your own business. |
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Retire early. |
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Have enough money for full-time care should you
become incapacitated, so you won't be a burden on
your family. |